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Save on your Prescription Drugs
There are many money-saving tips in purchasing prescription drugs and one way to doing this is to go through all your resources and look into other possibilities which will help you accomplish the task on saving.
A recent national study on prescription drugs show that most Americans are using more prescription drugs at a younger age. Oftentimes, people resorted to ineffective medical products in favor of more potent yet approved products by the government.
The study revealed that the Americans spending have increased to twenty five percent annually between 1996 and 1999.
The same thing applies to seniors. It shows that more than fifty percent of the senior citizens aren't covered by any insurance inclusive of medicine benefits specifically for prescription drugs.
The following tips provides the best recommendations for saving on prescription drugs and how one would be able to manage to keep them fresh and save on future need of such drugs.
a) Go for Generics - Don't forget to request the generic brand of the drug prescribed to you. Up to fifty percent or more can be saved from the cost of the initially prescribed medicine by your doctors.
Using the generic brand of medicine can help you save on the average cost of each medicine. Most pharmacies don't offer generic brands unless specifically asked.
b) Make Comparisons - Make sure to compare the prices from different pharmacies before finally purchasing. Values can really vary. Some pharmacies can offer certain discounts on specific brands of medicines.
c) Look for Discounts - Members of AARP can receive discounts especially from mail-order pharmacy discounts. Check the Veterans Administration to check if you are eligible for some veterans’ benefits.
d) Keep Drugs Away from Sunlight. Make sure to store your medicines and pills away from moisture and heat to ensure the optimal potency of these drugs. Most drugs, when exposed to sunlight, tend to lose their potency.
This happens because the very chemical nature of the drug is destroyed and thereby losing its original chemical effect on the body.
e) Talk to your Doctor - It is definitely okay to ask and inquire to your doctors about the medicines prescribed to you. You are still in control of your own health. And most doctors even expect you to ask for less expensive brands of the medicines written on your prescriptions.
You are the only one responsible for your health; it is necessary that you are well informed of all the medicines and medications you are taking.
f) Assess yourself - It is imperative to keeping a daily ‖record‖ of your physical health. It is really easy to research on your medical condition over the Internet. Maximize your resources.
Comply with the treatment plan that you and your physician have designed for your health. Carefully and specifically following this plan can help you save money and avoid future recurrence of the existing illness.
g) Double it Up - The fastest way to saving money is by dividing the drug cost in half. One way to do this is through literally cutting a drug in half to attain the exact dosage desired.
For example, if your doctor prescribed you a 40 mg dosage, you can buy the 80 mg tablet and just split it in half. This is since there is a very minimal difference on the price of the 40 mg to the 80 mg. You can save by doing this technique.
h) Ask for the samples. A lot of pharmaceutical companies supply their pharmacies with more than enough of sample medicines. They are very eager to let people try their products.
All you have to do is ask your pharmacists. This can be really safe for short-term illnesses, and could help you save money before buying.
i) Know what your medical insurance covers. Make sure that you fully understand its coverage before signing up with the plan. Be specific of the maximum amount of your co-payments will pay for the whole year. More often than not, a health plan only approves for certain pre-approved drugs.
Don't forget to consult your family doctor before completely signing up for the plan. Open formularies present more drugs but cost of the plan will definitely vary.
j) It costs less to buy your medicine in bulk. However, make sure to discuss this with your physician, some medicines aren't advisable to be purchased in bulk.
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