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How to save on insurance
As much as possible, if it can be done, you must seize every
opportunity for you to save on insurance. Here are some tips you can
follow.
Your home insurance:
- If you think about it, you can actually save up to several
hundred dollars if you buy insurance from a low-price but licensed
insurer. Compare prices of the insurance departments in your state
and get the lowest price but most practical company.
- Negotiate a lower selling price with a broker who works for you
and not as the mediator to the seller. There may be a conflict of
interest if there are too many people involved. So negotiate with just
the broker.
Your life insurance:
- If you prefer just insurance protection, and not a savings and
investment life policy, you can just How to save on insurancebuy term life insurance. If you would like to purchase whole life insurance, then hold on
to one up to 15 years. If you cancel these policies after only two years
of having them in your name it will mean double the insurance costs.
- Check the public library about life insurance in your state and
get one that suits your personal savings.
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